Access to better pricing allows you to win more deals, offer lower rates, and make more money! You get more deals; we all win!
Our Fast-Pass Underwriting system is the fastest in the business and guarantees you a 48-Hour UW and offers same day Clear-to-Close!
Nobody wins if you miss a date and lose an agent. We guarantee your on-time closings...or your next marketing campaign is on us!
Use the calculator below and see how much more money you could be earning by switching to the MortgageRight platform.
With an average loan size of $0, a monthly volume of $0 and a comp plan of 0 BPS, you have an income of $0 per year.
By making the switch to the MortgageRight program, you can potentially increase your income by $0 per month, by making more revenue per loan! That means you could be making $0 per year!
An income increase is just the beginning. Find out why MortgageRight is the best netbranch alternative. Get in touch with us today!
Sign Up for YOUR Raise“Al was losing money each month due to padded rate sheets…"
“Amanda lost key agents because she couldn’t close on time…”
“Mike couldn’t compete and was losing deals left and right…”
MortgageRight is entering the next phase of it’s roll-out plan. Currently positioned as one of the nations top 100 lenders, we are now taking an already successful and proven branching model onto a much larger stage nationwide. By 2019, Mortgage Right had doubled in size and is focused on building upon that success and carrying it into future years.
Don’t fall into the trap of making good money when you can earn life-changing money! Most branch managers get comfortable and aren’t aware that they are being taken advantage of by their current platform. You don’t have to work harder...you need a better branch opportunity.
Alvaro Moreira, Branch ManagerMoving my branch to MortgageRight has been the best career move I’ve ever made. The owners are open minded and understand what it takes for branch managers to thrive in today’s ever-changing mortgage business. After researching all the other branch platforms, I truly believe this is the best mortgage branch opportunity.
Amanda Bailey, Branch ManagerChoosing where you run your branch is one of the most important decisions of your life. I used to not be confident that I was giving my clients the best deal. This mortgage branch opportunity has changed everything. I now offer the best rates and never lose a deal to pricing.
Mike Russo, Branch ManagerCall 866.228.7703 now to learn more about our exclusive mortgage branch opportunity!
How valuable would it be to your business to have unlimited open access to origination marketing gurus who were motivated to help you reach any level you wanted to get to?
Setup a complementary strategy session with one of our marketing gurus now and let them share with you what they would do to help you grow your mortgage branch today!
We believe that customers are best served, referral partners are kept most happy and loan originators are best supported and the most productive when there is an open line of communication between the MLO and the Underwriter. Our process allows for more communication between the MLO/Processor with the Underwriters in order to facilitate the fastest and smoothest loan closings possible. We believe this represents a win for everyone involved.
Yes. We offer transition processing and can work with you to provide short and long-term processing if needed. During the on-boarding process, we provide a processor (if needed) to help facilitate a smooth and seamless transition. Beyond the transition, we can work together with you to offer both short- and long-term processing solutions if needed. Each branch is different and we work together with you to come up with the plan that makes the most sense for everyone and puts you in the best position to win. It’s important to note that we are looking for branches who already have their loan processor(s) in place. If you don’t have a loan processor in place as you on-board, then the goal would be to secure one within a few months once the branch is on-boarded.
We underwrite directly to Fannie and Freddie guidelines. There are no overlays.
Our goal is to keep underwriting turn time at 24-48 hours on new underwrites and 4 hours on conditions. The only exceptions to this are extreme and unforeseen circumstances due to unexpected market movements. We monitor the markets very closely and we stay overstaffed in order to keep our service level commitments to our most valuable customer – YOU!
Yes! You are in full control of your P&L and branch accounting. This is just one of the ways our opportunity is the most aggressive in the industry. We provide you with live, real-time access to your branch account, and you can view all of your finances at any time. You have all-access via a live web portal so you can view your P&L at any time, 24/7! This is a powerful tool that puts you in control of your branch’s finances!
The profits from your branch accrue with every loan closing, and from there you can adjust your compensation in order to access your funds. When changes need to be made, we allow you to make an adjustment to your comp plan once every quarter, if necessary.
At MortgageRight, you’ll be paid on the 15th and the 30th.
Consistent with industry standards, all compensation is W2 based.
Yes! We have some of the greatest marketers within the company that our industry has ever seen who are personally responsible for millions of dollars of direct-response marketing campaigns, spanning across every possible advertising channel. We are known for helping our branches and producers grow with killer marketing and one way we do that is by applying our internal expertise to help you grow your business to levels you never dreamed possible. No matter what type of marketing you’re considering, we have a bona-fide guru expert on staff who has already paved the way and paid all the stupid tax along the way so you don’t have to! That means you don’t have to plow through the learning curve of getting new marketing going but rather hyper-driving right into real results! Studies show that most new marketing fails within the first 3 months but this is good for you because if it was easy then everyone would be doing it. Let us help you take your business to a completely new level by applying our expertise and leveraging our resources to your advantage!
Due to increased regulation, compliance demands and regulatory scrutiny, almost every company in operation today continues to disallow DBA’s, and we can’t permit them either. We do offer a branding option that allows you to communicate your individual brand in conjunction with ours in a very specific way that allows for your individuality to shine through while maintaining our brand integrity. We believe that we can do more together than we can apart and we are happy to join our brand together with your successful personal brand.
Yes! We have a fully customized website that employs every best practice for lead generation, advertising, and branding and we provide you with your own website that falls under our corporate umbrella site, complete with your own customized domain! It’s yours and unique to you! And this isn’t just a single page brochure with your picture slapped on it, but rather a powerful lead-generating machine that you can leverage to build any size business that you can imagine. And what’s better, our team of website experts will help you get everything up and going – technical expertise not required!
Anything less shouldn’t be considered support. Our branch support team exists to get you what you need, when you need it. They are your champions inside the corporate office. They are friendly and fast and their sole job is to make sure you have everything you need to be successful. And they’re not just ‘phone clerks’ either – Our support experts have the power to create solutions and make decisions. We understand that without you, we don’t receive a check. You are our customer and our main mission is to keep you better supported than anyone else
Our branch support hours are from 9AM -5PM, Central Time.
Our goal is to provide you with unequalled support. One way we achieve that goal is by providing you with a list of after-hours contacts, along with mobile phone numbers to make sure that your important support needs are always met!
We proudly utilize Encompass, but it’s not just the standard version that everyone else has… Our version of Encompass has been customized and tricked out to help you be more efficient and productive and to take more of the workload off of you and your branch through workflow improvements and automation.
We proudly use Optimal Blue, the industry’s leading and most powerful pricing engine. We even have custom bolt-on products that help you leverage their technology to sell more loans!
The beauty of our platform is that your technology can be completely customized to meet your individual needs. And, it gets even better… you’re also free to use the software that you like best and the ones that best fit with your business, and of course you only pay for what you use. If you decide something is right for your business, let’s do it! We’ll even help you put it into place. Need to see what’s working best and what the best practices are? We offer that as well. Once on-board, we will line up a ‘Next Level Tech’ call together and we’ll have our best tech and marketing minds present. On that call, we will go to work on helping you create an amazing system that’s cutting edge, workflow-automated and totally marketing-centric. When we talk about helping you take your business to the next level, we really mean it!
Absolutely not. Our program is built for speed. We are looking for the best of the best and we give them the best so that we can all be the best as a result. We can do that because we don’t hire just anyone. We hire experts and then we allow them the freedom to excel in every area. Companies who will hire just anyone end up putting very restrictive policies in place, which ends up slowing down the professionals who know how to do their jobs. Our people are responsible for managing the necessary components of their branches and we allow them the space to do just that.
Yes! We believe in hiring great people and then giving them the freedom to do what they do best. When it comes to disclosures, you have 100% control. You send out all of your own disclosures, putting you squarely in the drivers’ seat. As always, we’re to help when you need us.
Our corporate compliance department handles all file compliance and sets the protocol for the branches to follow.
This is one of the most frequent questions we receive and we believe this is the most important question that can be asked. This is also one of the main things that sets MortgageRight apart from every other branching company. Our compensation package is simply better. It’s more aggressive and it puts you more in control of your own destiny. To help put this on display, we’ve developed a proprietary tool that actually calculates the income difference you would realize after making the move to MortgageRight. Our calculator takes into account where you are now, looks at where you want to go and shows you how much more you could make and how much sooner you could get where you’re going. The best part? There are no caps! With our industry-leading branching opportunity, your income is truly unlimited. As a branch manager, you have full control over income, expenses AND loan pricing! Interested in hearing more? Give us a call and let’s walk through our ‘Profit Maxximizer’ together to see just how much more you could be earning next month!
Yes! This is one of the most important aspects of what sets MortgageRight apart from every net branching platform – You are in total control of your compensation! You choose how high or low to set your comp for yourself, your branch and your MLO’s. Your pricing margins are completely under your control and set & managed by you! This is where the real opportunity is and we put the control back in your hands, where it belongs. Our origination platform is hands down the most aggressive plan in the mortgage industry. No wonder our Originators double their incomes in their first year with us!
As a branch manager, you choose how you want to be paid! Branch managers receive a payout from their branch based on commission, overrides and the profits left over after expenses – the net profitability of the branch. How you structure your payouts is based on your net profit expectations, and generally comes in the form of commission, bonuses, and a salary. We work together to come up with a payout schedule that matches your earnings and gets your money to you as fast as possible! Our payroll turn times are some of the fastest in the industry!
We leave this up to you. In order to remain consistent, our standard fees (UW, credit, etc) must be collected. However, the amount of origination, processing, and admin fee amounts are determined and set by you. Most of this is setup when you initially create or periodically adjust your comp plan. Of course, all fees must fall in line with loan guidelines but beyond that we leave the pricing decisions up to you.
We believe in taking very good care of our employees so we offer the best coverage available! Health insurance, vision, dental and life insurance is provided through United Health Care. We offer a 401k program through T. Rowe Price, and participation eligibility begins 12 months from your hire date. These benefits are available to all employees.
We are always looking for the up and comer so we don’t have any hard and fast production rules, and that is because we believe that the right talent and motivation combined with our expertise and resources can make a powerful combination. While we will entertain any opportunity that appears to make sense for everyone, we are looking to see a production history of around $24M+ per year.
We are looking for full-time dedicated mortgage loan professionals only. The reality of the regulatory environment that we are in demands a high level of accountability and scrutiny, and this type of arrangement is just not the kind of opportunity we are looking for at the current time.
866.228.7703
Call us directly at 866.228.7703 or send us an email at explodemyincome@branchright.com
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All loans are subject to credit approval.
Rates and fees are subject to change.
Mortgage financing provided by MortgageRight
NMLS ID # 2239 (www.nmlsconsumeraccess.org)
Equal Housing Lender.
© 2022 MortgageRight
Visitors to the MortgageRight website remain anonymous. We do not collect identifying information about visitors to our site. We may use standard software to collect non-identifying information about our visitors, such as:
We may use this information to create summary statistics and to determine the level of interest in information available on our site. If visitors elect to provide us with personal information via email, online registration forms or our guest book, this information may be used internally to handle the sender’s request. It is not disseminated or sold to other organizations. Some areas of our website may use a “cookie” temporarily stored in the visitor’s computer memory (RAM) to allow the web server to log the pages the visitor uses within the site and to know if the site has been previously visited.
Occasionally we may share customer information with companies who are not affiliated with our corporation in order to provide the products and services that you have requested or already have with us. These companies may include, but are not limited to, retailers, non-profit organizations, and financial service providers such as insurance, payment or data processing or check printing companies, retailers, non-profit organizations, etc. These companies assist us in completing and maintaining your service requests, processing your transactions, or mailing account statements. We confirm each company is contractually obligated to maintain our customer’s confidentiality, and use of the information is strictly limited to providing the services we have asked them to perform for you and us.
The Fair Credit Reporting Act allows you the opportunity to limit the sharing of “non- experience” information within MortgageRight. This includes information that is used, expected to be used, or collected for the purpose of establishing your eligibility for consumer credit and related products and services and is not related to only your transactions or other communications with us. Examples include data contained in an application such as assets or income or a consumer credit report. If you prefer we not share “non-experience” information within MortgageRight, you may exercise the opt out provision below. If you opt out of our sharing “non- experience” information with the MortgageRight we may still share information without affiliates that relate solely to your transactions or communications with us disclosed in our Privacy Policy.
MortgageRight has programs in place to protect completed online forms, such as an online mortgage application. The information you supply is encrypted and then decoded to begin processing when it arrives to MortgageRight. You can look for features in your web browser that will provide you assurance that your information is protected if you would like to feel more secure. First, you can look for a lock icon, typically found in a lower corner of your web window or at the end of the window where the web address appears. Also, within the web address, it will read https:// at the beginning of the URL. The addition of the “s” means the site you are visiting is secure, https://.
Please keep in mind the security settings from which you are transmitting when emailing MortgageRight contacts. Messages emailed from outside providers cannot be guaranteed, though the information in emails we share within our organization are guarded and secure. When communicating with MortgageRight contacts, be sure to send only confidential information from secure email services. This includes account numbers, social security numbers, etc… You may use our secure online document upload feature, visit our office location or send personal documents through the US postal service if you are not sure of the security settings of your email.
The Home Mortgage Disclosure Act, enacted by Congress in 1975, legislates the reporting of loan data by lending institutions. This includes geographic distribution of applications and loans: race, sex, ethnicity, and income of borrowers and applicants, and information about loan denials and approvals. This data is reported by the lending institutions on the first of March for applications and loans of the previous year. Lenders need to have the information available within 30 days of the request but not earlier than March 31st, if requested. To receive a copy of these data send a written request to:
MortgageRight
Compliance Department
1 Perimeter Park South
Suite 230 South
Birmingham, AL 35243
The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of color, race, religion, national origin, sex, marital status, age (providing the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act.
MortgageRight places a high priority on protecting your confidential and personal information. We make every effort to protect the information you provide us, no matter how we receive it.
MortgageRight is not held responsible for any content or information found on websites linked to or from our company website. Any link that might be provided is for the potential benefit of the visitor to our site; however the accuracy of the third party’s site’s content is not guaranteed. Third party sites also operate under different privacy and security policies.
MortgageRight One Perimeter Park South, Suites 130 & 230, Birmingham, AL 35243 NMLS ID #2239 (www.nmlscomsumeraccess.org)
Alabama Consumer Credit License/Registration (MortgageRight) #21435
Alabama Mortgage Brokers License (Albertville, AL Branch) #1863801
Alabama Consumer Credit License (Auburn, AL Branch) #1759490
Alabama Consumer Credit License (Huntsville, AL Branch) #21435.005 Branch ID 1800543
Alabama Consumer Credit License (Tuscaloosa, AL Branch) Branch ID 1858331
AR Combination Mortgage Banker – Broker – Servicer License (MortgageRight)
609 SW 8th Street; Bentonville, AR 72712 – NMLS Lic. #101262 (Branch ID 196846)
AR Combination Mortgage Banker – Broker – Servicer License /Registration #42880
Arkansas Combination Mortgage Banker-Broker-Servicer License (Atlanta, GA Branch) - #111929
California – DBO Residential Mortgage lending Act License (MortgageRight) – License Number #41DBO-80076
California – DBO Residential Mortgage Lending Act License Huntington Beach Branch) – #41DBO-95836
California - DBO Residential Mortgage Lending Act license (Atlanta, GA Branch) – #41DBO-83971
California – DBO Residential Mortgage Lending Act License (Chattanooga, TN Branch) – 41DBO-82944
Colorado Mortgage Lender License/Registration (MortgageRight) #2239
Florida Mortgage Lender License Registration (MortgageRight) #MLD1194
Florida Mortgage Broker License/Registration #MBR786
Florida Mortgage Lender Branch License/Registration (Kennesaw, GA Branch approval) #MLDB3457
Florida Mortgage Lender Branch License/Registration (Atlanta, GA Branch approval) #MLDB3328
Florida Mortgage Lender Branch License (Auburn, AL Branch approval) #MLDB9247
Florida Mortgage Lender Branch License (Naples, FL Branch) #MLDB7434
Georgia Mortgage Lender License/Registration (MortgageRight) #31656
Georgia Mortgage Branch Approval – Kennesaw, GA 1 Branch – NMLS Branch ID #1743555
Georgia Mortgage Branch Approval – Atlanta, GA Branch – NMLS License/Registration #74482 | Promenade II, 1239 Peachtree Street NE, 19th Floor, Atlanta, GA 30309
Georgia Mortgage Branch Approval – Alpharetta, GA Branch – NMLS Branch ID #1767928
Illinois Residential Mortgage License (MortgageRight) #MB 6761352
Indiana-DFI Mortgage Lending License (MortgageRight) #38811
Kentucky Mortgage Company License/Registration (MortgageRight) #2239
Louisiana License/Registration (MortgageRight) #2239
Louisiana Mortgage Branch License/Registration (Atlanta, GA Branch) #na
Louisiana Mortgage Branch License/Registration (Kennesaw, GA Branch) #na
Louisiana Mortgage Lender License/Registration (Kennesaw, GA Branch) #na
Louisiana Mortgage Branch License/Registration (Atlanta, GA Branch) #na
Louisiana Mortgage Branch License/Registration (Kennesaw, GA Branch) #na
Maryland Mortgage Lender License/Registration (MortgageRight) #22001
Maryland Mortgage Lender License (Kennesaw, GA Branch) #22141
Maryland Mortgage Lender License/Registration (Kennesaw, GA Branch) #22141
Maryland Mortgage Lender License (Atlanta, GA Branch) #22618
Maryland Mortgage Lender License (Kennesaw, GA Branch) #22141
Maryland Mortgage Lender License (Atlanta, GA Branch) #22618
Maryland Mortgage lender License (Bellevue, WA Branch) #06-23662
Michigan 1st Mortgage Broker/Lender License (MortgageRight) License Number #FL0020703
Minnesota Residential Mortgage Originator License #MN-MO-2239
MN Residential Mortgage Originator License Other Trade Name #1(MortgageRight) #MN-MO-2239-1
Mississippi Mortgage Lender License/Registration (MortgageRight) #2239
Reverse Mortgage Disclosure
These materials are not from HUD or FHA and were not approved by HUD or a government agency. (ML 2014-10)
Licensed by the Mississippi Department of Banking and Consumer Finance
NMLS ID # 2239 (www.nmlsconsumeraccess.org)
New Hampshire Mortgage Banker License #23018-MB
New Jersey Residential Mortgage Lender - State Does Not Issue License Number
North Carolina Mortgage Lender License 9 (MortgageRight) License Number #L-163799
North Carolina Mortgage Branch License (Kennesaw, GA Branch) #L-163799-102
North Carolina Mortgage Branch License (Chattanooga, TN Branch) #L-163799-104
North Carolina Mortgage Branch License (Kennesaw, GA Branch) #L-163799-102
North Carolina Mortgage Branch License (Chattanooga, TN Branch) #L-163799-104
North Carolina Mortgage Branch License (Fort Mill, SC Branch) #L-163799-108
Ohio Residential Mortgage Lending Act Certificate of Registration (MortgageRight) License number #RM 5020860000
Oregon Mortgage Lending License (MortgageRight) License Number #ML-5703
Oregon Mortgage Lending Branch License (Huntington Beach, CA Branch) #ML-5703-1
Pennsylvania Mortgage Lender License (MortgageRight) License Number #68232
South Carolina License/Registration (MortgageRight) #2239
South Carolina – BFI Mortgage Lender / Servicer License – Other Trade Name #1 – MLS_2239 OTN #1
South Carolina – BFI Branch Mortgage Lender/Servicer – MLB – 1817399
South Carolina – BFI Branch Mortgage Lender/Servicer – Other Trade Name #1 – MLB – 1817399 OTN #1
SC – BFI Branch Mortgage Lender/Servicer – Branch ID #1817399 – License Number #MLB-1817399
SC – BFI Branch Mortgage Lender/Servicer – Other Trade Name #1 – Branch ID #1817399 – Licesnse Number MLB – 1817399 OTN #1
Tennessee Mortgage Branch Authorization #1307263
Tennessee Mortgage Branch Authorization License/Registration #1497204 | 800 Market Street, Suite 100 Chattanooga, TN 37402 #108919-104
Tennessee Mortgage Branch Authorization License/Registration #1132663 | 7506 East Brainerd Rd. Chattanooga, TN 37421 #108919-101
Tennessee Mortgage Branch Authorization License/Registration #1497200 | 141 N. Martinwood Knoxville, TN 37402 #108919-105
Tennessee Mortgage Branch Authorization License/Registration (Kennesaw, GA Branch) #108919-103
Tennessee Mortgage Branch Authorization License/Registration (Atlanta, GA Branch) #108919-102
Tennessee Mortgage Branch Authorization License/Registration (Huntsville, AL Branch) #108919-110
Texas – SML Mortgage Company License (MortgageRight) #2239
Texas – SML Mortgage Company Branch License (Kennesaw, GA Branch) #1307263
Texas Mortgage Company Branch License/Registration #1349176 | 4444 Corona Drive, Suite 206-B, Corpus Christi, TX 78411 (Corpus Christi Branch) Branch ID #1349176
Texas – SM Mortgage Company Branch License (Atlanta, GA Branch) #1285851
Texas – SML Mortgage Company Branch License (Kennesaw, GA Branch) #na
Texas – SML Mortgage Company Branch License (Atlanta, GA Branch) #na
Texas – SML Mortgage Company Branch License (Corpus Christi, TX) Branch ID #1349176
Texas Mortgage Company Disclosure Figure: 7 TAC §80.200(b)
“CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”
Virginia Broker License (MortgageRight) License ID #MC-5923
Virginia Lender License (MortgageRight) License ID #MC-5923
Virginia Branch License (Kennesaw, GA Branch) #MC-5923 Lic. 1307263
Virginia Branch License (Kennesaw, GA Branch) #MC-5923
Virginia Branch License (Atlanta, GA Branch) #MC-5923
Virginia Branch License (Atlanta, GA Branch) #MC-5923 Lic. 1285851
Washington WA Consumer Loan Company License (MortgageRight) NMLS #2239
Washington Consumer Loan Branch Office License (Lynnwood, WA Branch) #CL-1747463
Washington Consumer Loan Branch Office License (Bellevue, WA Branch) #CL-1786462