In today’s mortgage market, professionals are looking for more than a place to hang their license — they want true ownership, flexibility and a clear path to wealth-building. MortgageRight, under the BranchRight platform, has recognized this need and is rewriting the rules. At MortgageRight, loan officers and branch managers don’t just join a company — they take control of their careers by choosing their own comp plans, getting better pricing and maximizing their margins.

This is more than a perk — it’s a strategic advantage for the new era of mortgage origination.

The Old Model Is Broken

Loan officers and branch managers have traditionally operated under a rigid comp plan dictated by the corporate office. These comp plans favor the company’s profitability over the producer’s, resulting in suppressed earnings, limited flexibility and reduced competitiveness in the market.

Loan officers at retail lenders are often told, “This is the best we can do,” while the company takes the lion’s share of the margin. At many shops, margin compression has become an excuse to reduce originator pay while offering weaker pricing to borrowers. It’s a lose-lose.

MortgageRight saw this growing dissatisfaction and took a different route: empower the originator, eliminate bloat and deliver direct access to profitability.

Choose Your Own Comp Plan — What Does That Mean?

At MortgageRight, “choose your own comp plan” isn’t a gimmick — it’s the foundation. Whether you’re an individual LO or a branch manager, you decide:

• How much margin you want to make per loan
• Whether you want to offer rock-bottom rates to win market share
• Or whether you’d prefer to optimize for personal or branch profitability

You’re not limited by a corporate-imposed comp cap or bloated middle management taking their cut. With MortgageRight, you decide where you land on the spectrum between pricing aggressiveness and personal income. That control can mean the difference between surviving and thriving in today’s tighter mortgage market.

Better Pricing = More Volume

MortgageRight has a lean corporate structure. That means no layers of inefficiency, no costly overlays and no massive corporate overhead. Instead, those savings go directly to the branch and its producers — either as better pricing to borrowers or as higher comp. Because you have control over your margin, you can offer pricing that is more competitive than what’s available at most large lenders or retail shops. That’s key when you’re up against rate shoppers, competing LOs or trying to build relationships with savvy real estate agents.

As pricing becomes more important in a margin-compressed market, being able to shave 25-50bps off your rate can be the difference maker. MortgageRight gives you that edge — without asking you to sacrifice your income.

Higher Margins & Lower Rates = More Profit for You

Not every market is rate-driven. In some cases, relationships, speed or niche products matter more than pricing. In those cases, why leave money on the table?

MortgageRight allows you to increase your comp margin — keep more per deal and benefit directly from the full value of your relationships and expertise. Instead of splitting the pie with multiple layers of management, you get the full value of your work.

This is especially powerful for:

• Top producers who want to scale their income
• Branch managers who want to maximize branch profitability
• Loan officers who know their local market and want flexibility

You get to keep more of what you earn.

Real-Time Transparency and Control

Choosing your comp plan is one thing — being able to adjust it over time is what sets MortgageRight apart.

Through their advanced backend and transparent platform, you can:

• Adjust your comp margin as your strategy evolves
• Track your pipeline profitability in real time
• Optimize between unit volume and revenue on your terms

This is true ownership of your production. No mystery, no month-end surprises and no forced standardization. You’re in the driver’s seat — always.

Build a Branch, Not a Prison

For producing branch managers this is a game-changer.

At MortgageRight you can build your branch your way:

• Set comp plans & margins for your team members
• Offer aggressive pricing to grow your footprint
• Retain top talent with competitive pay structures
• Maximize P&L control without red tape

Unlike other platforms that handcuff you with compliance bottlenecks or internal politics, MortgageRight’s model is built to support entrepreneurial leaders who want to grow without giving away the upside.Branch managers get the tools, tech and support to scale — without interference. And because the platform is lean, you actually have the margin space to build a strong team without sacrificing profitability.

No Frills, No Bloat — Just Results

The secret behind MortgageRight’s comp flexibility is its ultra-efficient corporate model. By eliminating layers of middle management and cutting unnecessary costs, the company can deliver:

• Best-in-class rates that compete with the biggest lenders
• Above-average comp plans for producers
• Real P&L ownership for branch managers

This isn’t just good for loan officers — it’s better for consumers too. Borrowers get access to better rates, better service and a more motivated originator. And in a world where every deal is competitive, that’s the edge that wins.

Not Just a Tech Platform — A True Partnership

While MortgageRight is known for its pricing and comp structure, it’s not just about the math. The company offers a true partnership model that includes:

• Full-service marketing support
• Integrated tech stack for LOS, CRM and POS
• Training and coaching for loan officers and managers
• Operations support from experienced mortgage pros

You’re not just getting freedom — you’re getting a team that backs you up and helps you grow.

Whether you’re running a 10-person branch or producing solo, you’re treated like a business owner. Because at MortgageRight, that’s what you are.

Who Is This For?

MortgageRight is for:

• Top-producing loan officers tired of corporate limits
• Branch managers who want real P&L control
• Brokers or broker-owners looking for a more stable platform without sacrificing comp
• Teams that want to grow with freedom and better margins

If you’ve ever asked yourself, “Why am I making less than I used to for doing more work?” — MortgageRight is probably the answer.

Final Thoughts: You Deserve to Choose

The mortgage industry is evolving and so are the expectations of its top performers. MortgageRight knows that the people who generate the business — not the people in the corner office — should have the power.By giving loan officers and branch managers the ability to pick their own comp plan, MortgageRight is giving back the power. Add in industry leading rates, full operational support and transparency and it’s a model for those who want more than a paycheck — they want to own.

Ready to take control of your income, grow your branch without bureaucracy and compete on a level playing field? Maybe it’s time to look elsewhere.

At MortgageRight you don’t ask for a raise — you choose it.