Key Takeaways:

1. With today’s falling rates, many homeowners are looking to refinance. 
2. Smart loan officers are looking to expand their focus from home loans and capitalize on the refinancing opportunity.
3. Many loan officers working for larger companies feel frustrated by micromanagement, padded rates, unexpected and unexplained rate hikes, and unpredictable closing times. 
4. Dissatisfied loan officers are hoping to find the best mortgage companies to work for, but may find more success working for themselves.
5. MortgageRight eliminates the layer of non-producing middle management, allowing loan officers and branch managers to retain full control over their P&L (and so much more).

Dear Hard-Working Loan Officer,

You’re not crazy. You’re an experienced, forward-thinking producer who sees an opportunity in today’s market. You should be benefiting from your expertise and effort, not getting micromanaged (not to mention nickel-and-dimed to death) by your company. At MortgageRight, we help loan officers like you escape limiting situations working for big companies, so you can become your own boss. When you own the company, you set your own rates, hire your own staff, and keep more of the money you make. You become one of the best mortgage companies to work for. 

Why Loan Officers Should Enter the Refinancing Market

With today’s falling rates, refinancing is an attractive option for many homeowners. Many homeowners are weighing their options and shopping around for the best rates. Smart loan officers like you are looking to expand their focus from home loans and capitalize on the refinancing opportunity. But you may not have the freedom or flexibility to pursue that opportunity while working for someone else. 

When you start your own mortgage company with MortgageRight, we’ll help you expand your expertise and take advantage of current market trends like refinancing. You are already an expert in helping homebuyers get loans. Now you can add to your toolbelt–and your potential income stream. Refinancing can be a worthwhile endeavor for loan officers looking to offer more options to their clients. It also allows you to increase profits by working smarter, not harder. MortgageRight’s competitive pricing allows you to offer potential clients the best rates so you secure more deals. It also sets you free from the frustrations you’re experiencing at your current company.

Freedom from Micromanagement: MortgageRight’s Unique Offering

We hear your complaint about middle management slowing you down and limiting your profits. We had the same complaint when we were in your shoes. MortgageRight eliminates the layer of non-producing middle management, allowing loan officers and branch managers to retain full control over their P&L. When you own your own branch, you experience life-changing freedoms.  When you start working for yourself, you will:

• Avoid corporate bureaucracy with its red tape and unnecessary procedures.
• Escape the sluggish decision-making processes that slow large companies down.
• Stop being forced to overcharge clients, or cut your own profits, in order to cover your company’s padded costs.
• Answer to yourself, enjoying the freedom of making your own decisions and setting your own rates.
• Focus on growth. No more distractions and complex company policies. 
• Hire your own staff, so you can work with people you like and respect. 
• Confidently offer your clients the best deals because MortgageRight offers competitive rates.
• Never miss a closing date again—we guarantee timely closing dates.

Profitability and Growth Opportunities Will Make Your Branch One of the Best Mortgage Companies to Work for

If you’re feeling frustrated by padded rates, unexpected and unexplained rate hikes, and unpredictable closing times, your business is suffering. When you partner with MortgageRight, you benefit from our flat-rate structure, lower fees, and quick closing times. Instead of chasing down the higher-ups, asking them to do their jobs, you’ll spend more time growing your business. Instead of cutting your own profits to line middle management’s pockets, you’ll reinvest your profits into marketing and lead generation. You’ll stop spinning your wheels, and start growing your business. 

But don’t just take our word for it. Listen to the real-life experiences of some of our successful partners:

Scott Horejsi conquered burnout and frustration 

Scott Horejsi was on the fast track to burning out. His experience partnering with another mortgage company led to frustration after frustration because of underwriting fumbles, missed closing dates, and failed funding. Things had to change–so Scott changed partners. He chose to work with MortgageRight, and he’s never looked back. He says, “It has been an absolute joy working with these guys. We’re talking underwriting, closing, and funding—there are very few loans that will not close on time or early… This is like a dream.” 

Ben Phillips nurtures long-term client relationships 

As a VP of mortgage operations, Ben Phillips helped grow a $10 million branch to $50 million. When he expressed some valid frustrations, his old company should have listened to him… They didn’t. Ben turned to MortgageRight. The excellence and transparency he’s experienced with his partners at MortgageRight have enabled him to build a business that fosters tremendous trust with his clients. Instead of jumping through corporate hoops, Ben devotes his time to nurturing client relationships: a third of his clients have now worked with him two, three, even four times. Ben says, “I’m so thankful I reached out to MortgageRight. I had aspirations and dreams and financial goals. I just had those dreams in my pocket, waiting, but it’s a reality now.”

Scaling Your Business with Refinancing and Autonomy

MortgageRight’s platform sets up loan officers for growth, giving you the tools and autonomy you need to expand your operations. If your goal is to take advantage of the opportunities in refinancing, our model will help you achieve that goal. If your desire is for greater autonomy, we’re here to make that happen. We want to help you start your own branch and become one of the best mortgage companies to work for. Here are some benefits you experience when you collaborate with us:

• You enjoy a small business feel and culture.
• You’re guaranteed the lowest rates and highest margins. 
• You benefit from dedicated in-house underwriting with 24-hour turnaround.
• You always know the cost of our underwriting fee: $995. Period. 
• You can offer upfront TBD approvals on all purchases.
• Our live P&L software keeps you in control and in-the-know 24/7.
• You benefit from thorough, expert branch support.
• You can avoid corporate red tape and deal directly with decision-makers when you have questions or need help.
• All your non-money-making tasks are delegated, like payroll, compliance, and audits.
• Extensive marketing support will help you continue to expand your business.
• You enjoy exercising your creativity and gifts in an entrepreneurial business culture. 

Competitive pricing, effective marketing, and reduced overhead costs: Add these advantages together, and what do you get? Increased growth, revenue, and profitability—not to mention intangible benefits like peace of mind, entrepreneurial freedom, and the satisfaction of leading a flourishing business. 

Are you ready to break into the refinancing market and scale your business? Explore how MortgageRight’s platform can help you grow by scheduling a live demo today.